Financing with Affirm- Monthly Financing
Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Step by Step Guide
When you’re ready to make a purchase on our online store, using Affirm as your payment option is a seamless process. Here’s a step-by-step guide to help you through it:
Checkout Selection
- Once you’ve added your desired items to your cart, proceed to checkout on our online storefront.
- Choose Affirm as your payment option, and you’ll be redirected to the Affirm platform.
Account Setup/Login
- If it’s your first time applying with Affirm, we’ll ask for some basic information to create your account.
- If you’ve used Affirm before, simply log in or provide your phone number.
Verification via SMS
- For first-time users, a security PIN will be sent to you via SMS to verify your mobile number.
- Enter the PIN to start the quick underwriting process (usually takes around 15 seconds).
Loan Decision:
- Once verified, you’ll receive your loan decision. If approved, choose the term length that suits you best.
Declined Applications:
- If, unfortunately, your application is declined, you’ll see a brief message. Don’t worry; we’ll also email you a detailed explanation.
Loan Summary:
- Review a brief summary of your loan, including monthly payments, chosen term length, maximum interest, and total payment amount.
Take a moment to go through the Truth in Lending Disclosure. It outlines the number of payments, payment amounts, and the due date of the first payment.
Confirmation and Order Completion:
- Confirm your loan, and you’ll be redirected to our regular order confirmation page.
That’s it! We’ve made the financing process straightforward and transparent, ensuring you have all the information you need to make the best choice for your purchase. If you have any questions, feel free to reach out to us.
Happy shopping!